Best Health Insurance in Ohio
When it comes to finding the best health insurance in Ohio, there are several factors to consider. These include the cost of premiums, the level of coverage, and the reputation of the insurance provider.
In this article, we will explore some of the top health insurance options available in Ohio and provide information to help you make an informed decision.
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Best Overall Health Insurance in Ohio
According to a recent report by MoneyGeek1, Aultcare is the best overall health insurance provider in Ohio. The company received a score of 76 out of 100 based on its PPO plans and low out-of-pocket costs. Aultcare also has a good track record of approving claims, with an average claims denial rate of approximately 10%1.
Aultcare offers 22 Silver PPO plans, which typically feature broader out-of-network coverage but come with a higher price tag. The average monthly premium for an Aultcare plan is $557, with a maximum out-of-pocket cost of $7,8271. While its premiums are on the higher side, its out-of-pocket costs are among the lowest of the insurers evaluated by MoneyGeek1.
Best Health Insurance for Low Out-of-Pocket Costs
If you are looking for health insurance with low out-of-pocket costs, Aultcare is also a top choice. The company received a score of 78 out of 100 from MoneyGeek for its low out-of-pocket costs and excellent track record of approving claims1.
Best Cheap Health Insurance in Ohio
For those looking for affordable health insurance options in Ohio, ValuePenguin recommends the Constant Care Silver 1 plan from Molina Healthcare as the cheapest Silver health insurance policy available in most of Ohio2.
However, it is important to note that not all insurers offer plans statewide through the Ohio marketplace, so the most affordable health coverage may vary depending on where you live.
The average cost of health insurance in Ohio for a 40-year-old is $457 per month2. It is recommended that you compare multiple companies before purchasing a plan to ensure that you are getting the best coverage for your budget and expected costs.
Advantages and Disadvantages of Aultcare
Aultcare is considered the best overall health insurance provider in Ohio, according to a recent report by MoneyGeek1. The company received a score of 76 out of 100 based on its PPO plans and low out-of-pocket costs. Aultcare also has a good track record of approving claims, with an average claims denial rate of approximately 10%1.
Advantages:
- Aultcare offers 22 Silver PPO plans, which typically feature broader out-of-network coverage but come with a higher price tag1.
- The average monthly premium for an Aultcare plan is $557, with a maximum out-of-pocket cost of $7,8271. While its premiums are on the higher side, its out-of-pocket costs are among the lowest of the insurers evaluated by MoneyGeek1.
- Aultcare has an average claims denial rate of approximately 10%, meaning your claim is more likely to be approved by this insurer1.
Disadvantages:
- Aultcare’s premiums fall on the more expensive side compared to other insurers1.
- Aultcare only offers one type of plan (PPO)1.
Advantages and Disadvantages of Molina Healthcare
Molina Healthcare offers the cheapest Silver health insurance policy in most of Ohio, according to ValuePenguin2. The Constant Care Silver 1 plan from Molina Healthcare is recommended as an affordable option for those looking for health insurance coverage.
Advantages:
- Molina Healthcare offers affordable health insurance options in Ohio2.
- The Constant Care Silver 1 plan from Molina Healthcare is the cheapest Silver health insurance policy available in most of Ohio2.
Disadvantages:
- Not all insurers offer plans statewide through the Ohio marketplace, so the most affordable health coverage may vary depending on where you live.
Frequently Asked Questions – Best Health Insurance in Ohio
What factors should I consider when choosing a health insurance plan in Ohio?
When choosing a health insurance plan in Ohio, it is important to consider the cost of premiums, the level of coverage provided, and the reputation of the insurance provider. It is also recommended that you compare multiple companies before making a decision.
Which company offers the best overall health insurance in Ohio?
According to a recent report by MoneyGeek, Aultcare is the best overall health insurance provider in Ohio. The company received a score of 76 out of 100 based on its PPO plans and low out-of-pocket costs
Which company offers the cheapest health insurance in Ohio?
ValuePenguin recommends the Constant Care Silver 1 plan from Molina Healthcare as the cheapest Silver health insurance policy available in most of Ohio2. However, it is important to note that not all insurers offer plans statewide through the Ohio marketplace, so the most affordable health coverage may vary depending on where you live.
